/* ============================================================
   JOVEM INVESTIDOR — site.css
   Sistema de design compartilhado por todas as páginas.
   Mude as variáveis em :root para reskinning global.
   ============================================================ */

:root{
  /* cores */
  --bg:#F3F2EA;
  --ink:#10140F;
  --ink-2:#454F47;
  --muted:#8C948B;
  --line:#DEDED4;
  --line-2:#C9C9BC;
  --green:#0A8A3E;
  --green-deep:#066029;
  --green-soft:#E6F2E8;
  --white:#FFFFFF;
  /* fontes */
  --disp:"Schibsted Grotesk",sans-serif;
  --mono:"JetBrains Mono",monospace;
  /* layout */
  --maxw:1240px;
}

*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--ink);font-family:var(--disp);
  font-size:17px;line-height:1.6;-webkit-font-smoothing:antialiased;overflow-x:hidden}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
.wrap{width:100%;max-width:var(--maxw);margin:0 auto;padding:0 32px}
.mono{font-family:var(--mono);font-weight:500;letter-spacing:.04em;text-transform:uppercase}

/* etiqueta "01 — SEÇÃO" */
.tag{font-family:var(--mono);font-size:12.5px;font-weight:500;letter-spacing:.12em;
  text-transform:uppercase;color:var(--green);display:inline-flex;align-items:center;gap:10px}


/* ---------- NAV ---------- */
.nav{position:fixed;top:0;left:0;right:0;z-index:100;transition:.35s}
.nav-inner{display:flex;align-items:center;justify-content:space-between;
  max-width:var(--maxw);margin:0 auto;padding:24px 32px;transition:.35s}
.nav.scrolled{background:rgba(243,242,234,.82);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.nav.scrolled .nav-inner{padding:14px 32px}
.brand{display:flex;align-items:center;gap:10px;font-family:var(--mono);font-weight:600;
  font-size:13px;letter-spacing:.1em;text-transform:uppercase}
.brand .dot{width:9px;height:9px;border-radius:50%;background:var(--green)}
.menu{display:flex;align-items:center;gap:30px}
.menu a{font-family:var(--mono);font-size:12.5px;letter-spacing:.06em;text-transform:uppercase;
  color:var(--ink-2);position:relative;padding:4px 0;transition:.2s}
.menu a::after{content:"";position:absolute;left:0;bottom:0;width:0;height:1.5px;background:var(--green);transition:.25s}
.menu a:hover{color:var(--ink)}.menu a:hover::after{width:100%}
.menu a.active{color:var(--ink)}.menu a.active::after{width:100%}
.menu .yr{color:var(--muted)}
.burger{display:none;flex-direction:column;gap:5px;background:none;border:0;cursor:pointer;padding:8px}
.burger span{width:24px;height:2px;background:var(--ink);transition:.3s}

/* ---------- BOTÕES ---------- */
.btn{display:inline-flex;align-items:center;gap:11px;padding:16px 28px;font-family:var(--mono);
  font-size:13px;letter-spacing:.06em;text-transform:uppercase;font-weight:600;transition:.25s;
  cursor:pointer;border:1.5px solid var(--ink)}
.btn svg{width:16px;height:16px;transition:.25s}
.btn:hover svg{transform:translateX(5px)}
.btn-fill{background:var(--ink);color:var(--bg)}
.btn-fill:hover{background:var(--green);border-color:var(--green)}
.btn-line{background:transparent;color:var(--ink)}
.btn-line:hover{background:var(--ink);color:var(--bg)}

/* ---------- SEÇÕES ---------- */
section.block{padding:120px 0;border-top:1px solid var(--line)}
.sec-head{margin-bottom:64px;text-align:center}
.sec-head h2{font-weight:700;font-size:clamp(30px,4.6vw,54px);letter-spacing:-.03em;
  line-height:1.04;margin:18px auto 0;max-width:720px}
.sec-head h2 em{font-style:normal;color:var(--green)}

/* ---------- CTA ---------- */
.cta{border-top:1px solid var(--line);padding:110px 0}
.cta .inner{display:flex;justify-content:space-between;align-items:flex-end;flex-wrap:wrap;gap:30px}
.cta h2{font-weight:800;font-size:clamp(34px,6vw,82px);letter-spacing:-.04em;line-height:.95;margin:0}
.cta h2 .pt{color:var(--green)}

/* ---------- RODAPÉ ---------- */
footer{border-top:1px solid var(--line-2);padding:54px 0 40px}
.foot-grid{display:flex;justify-content:space-between;flex-wrap:wrap;gap:34px}
.foot-grid .brand{margin-bottom:14px}
.foot-col h4{font-family:var(--mono);font-size:11.5px;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);margin:0 0 16px}
.foot-col a{display:block;color:var(--ink-2);padding:5px 0;font-size:15px;transition:.2s}
.foot-col a:hover{color:var(--green)}
.socials{display:flex;gap:12px;margin-top:8px}
.socials a{width:40px;height:40px;border:1px solid var(--line-2);border-radius:50%;display:grid;place-items:center;color:var(--ink-2);transition:.22s}
.socials a:hover{background:var(--ink);color:var(--bg);border-color:var(--ink)}
.socials a svg{width:17px;height:17px}
.foot-bottom{display:flex;justify-content:space-between;flex-wrap:wrap;gap:14px;margin-top:48px;
  padding-top:24px;border-top:1px solid var(--line);color:var(--muted);font-family:var(--mono);font-size:11.5px;letter-spacing:.04em}
.foot-bottom .disc{max-width:560px;text-transform:none;letter-spacing:0;line-height:1.6}

/* ---------- ANIMAÇÃO DE ENTRADA ---------- */
.reveal{opacity:0;transform:translateY(26px);transition:.7s cubic-bezier(.2,.7,.2,1)}
.reveal.in{opacity:1;transform:none}

/* ---------- BANNER DE COOKIES ---------- */
#cookie-banner{position:fixed;left:20px;right:20px;bottom:20px;z-index:9999;display:none;
  background:var(--ink);color:#EDEDE6;border-radius:14px;padding:18px 22px;
  box-shadow:0 18px 50px rgba(0,0,0,.25);max-width:560px;margin:0 auto}
#cookie-banner p{margin:0 0 12px;font-size:14px;line-height:1.5}
#cookie-banner a{color:#fff;text-decoration:underline}
#cookie-banner .button-container{display:flex;gap:10px;justify-content:flex-end}
#cookie-banner button{font-family:var(--mono);font-size:11.5px;letter-spacing:.06em;text-transform:uppercase;
  padding:9px 16px;border-radius:8px;border:0;cursor:pointer;transition:.2s}
#accept-cookies{background:var(--green);color:#fff}#accept-cookies:hover{background:var(--green-deep)}
#reject-cookies{background:transparent;color:#EDEDE6;border:1px solid rgba(255,255,255,.3)}
#reject-cookies:hover{background:rgba(255,255,255,.1)}


/* ---------- OVERLAY DO MENU MOBILE ---------- */
.menu-overlay{position:fixed;inset:0;background:rgba(8,11,9,.45);opacity:0;visibility:hidden;
  transition:opacity .35s,visibility .35s;z-index:90}
.menu-overlay.show{opacity:1;visibility:visible}
body.nav-open{overflow:hidden}
@media(min-width:961px){.menu-overlay{display:none!important}}

/* ---------- RESPONSIVO (nav + rodapé) ---------- */
@media(max-width:960px){
  .menu{position:fixed;inset:0 0 0 auto;width:80%;max-width:330px;background:var(--bg);flex-direction:column;
    align-items:flex-start;justify-content:flex-start;gap:6px;padding:100px 28px;transform:translateX(100%);
    transition:.35s;border-left:1px solid var(--line-2);box-shadow:-20px 0 50px rgba(0,0,0,.06)}
  .menu{z-index:100}
  .menu.open{transform:none}
  /* sem backdrop-filter no mobile: ele "prende" o menu fixo na barra e cortava o fundo */
  .nav.scrolled{backdrop-filter:none;-webkit-backdrop-filter:none;background:rgba(243,242,234,.97)}
  .menu a{font-size:16px;padding:12px 0}
  .menu .yr{display:none}
  .burger{display:flex;z-index:101}
  .burger.open span:nth-child(1){transform:translateY(7px) rotate(45deg)}
  .burger.open span:nth-child(2){opacity:0}
  .burger.open span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
}
@media(max-width:520px){
  .wrap{padding:0 20px}
  section.block,.cta{padding:78px 0}
  #cookie-banner .button-container{justify-content:center}
}

/* ============================================================
   APRENDA / ARTIGOS
   ============================================================ */
.aprenda-hero{padding:150px 0 0;text-align:center}
.aprenda-hero h1{font-weight:800;font-size:clamp(32px,5.5vw,60px);letter-spacing:-.035em;margin:16px 0 12px}
.aprenda-hero p{color:var(--ink-2);font-size:18px;max-width:560px;margin:0 auto;line-height:1.6}
.aprenda-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:24px;margin:54px 0 90px}
.article-card{display:block;border:1px solid var(--line-2);border-radius:16px;padding:28px;background:var(--white);transition:.25s;text-decoration:none}
.article-card:hover{border-color:var(--green);transform:translateY(-3px)}
.article-card .k{font-family:var(--mono);font-size:11px;letter-spacing:.06em;text-transform:uppercase;color:var(--green)}
.article-card h3{font-weight:700;font-size:21px;letter-spacing:-.02em;color:var(--ink);margin:12px 0 10px;line-height:1.2}
.article-card p{color:var(--ink-2);font-size:15px;line-height:1.6;margin:0}

.article-hero{padding:140px 0 0;max-width:760px;margin:0 auto;text-align:center}
.article-hero h1{font-weight:800;font-size:clamp(28px,4.8vw,50px);letter-spacing:-.035em;line-height:1.06;margin:16px 0 14px}
.article-hero .meta{font-family:var(--mono);font-size:12px;letter-spacing:.05em;color:var(--muted);text-transform:uppercase}
.article{max-width:720px;margin:0 auto;padding:34px 0 80px}
.article p,.article li{color:var(--ink-2);font-size:17px;line-height:1.75}
.article .lead{font-size:20px;color:var(--ink);line-height:1.6;margin:0 0 28px}
.article h2{font-weight:700;font-size:clamp(22px,3vw,30px);letter-spacing:-.02em;margin:46px 0 14px;color:var(--ink)}
.article h3{font-weight:700;font-size:19px;margin:30px 0 10px;color:var(--ink)}
.article ul{padding-left:20px;margin:14px 0}
.article li{margin-bottom:8px}
.article strong{color:var(--ink)}
.article a{color:var(--green);text-decoration:underline;text-underline-offset:2px}
.callout{background:var(--green-soft);border:1px solid var(--line-2);border-left:3px solid var(--green);border-radius:12px;padding:20px 22px;margin:26px 0}
.callout p{margin:0;color:var(--ink);font-size:17px;line-height:1.55}
.callout .big{font-family:var(--mono);font-weight:600;font-size:clamp(22px,4vw,30px);color:var(--green);display:block;margin-top:8px;letter-spacing:-.01em}
.sim-table{width:100%;border-collapse:collapse;margin:22px 0;font-size:15px}
.sim-table th,.sim-table td{padding:12px 14px;border-bottom:1px solid var(--line);text-align:left}
.sim-table th{font-family:var(--mono);font-size:11px;letter-spacing:.05em;text-transform:uppercase;color:var(--ink-2)}
.sim-table td{color:var(--ink-2)}
.sim-table td.hl{color:var(--green);font-weight:600;font-family:var(--mono)}
.sim-table tr:last-child td{border-bottom:none}
.article-cta{margin:42px 0 0;padding:30px;border:1px solid var(--line-2);border-radius:16px;text-align:center;background:var(--white)}
.article-cta h4{font-weight:700;font-size:21px;letter-spacing:-.02em;margin:0 0 8px}
.article-cta p{margin:0 0 22px;font-size:15.5px;color:var(--ink-2)}
.article-disc{margin-top:36px;padding-top:20px;border-top:1px solid var(--line);font-size:13px;color:var(--muted);line-height:1.6}
.read-more{margin:50px 0 0;border-top:1px solid var(--line);padding-top:26px}
.read-more .k{font-family:var(--mono);font-size:11px;letter-spacing:.06em;text-transform:uppercase;color:var(--muted)}
.read-more a{display:block;font-weight:700;font-size:18px;color:var(--ink);text-decoration:none;margin-top:12px;letter-spacing:-.01em}
.read-more a:hover{color:var(--green)}


/* ============================================================
   PROTEÇÃO / SEGUROS
   ============================================================ */
.seg-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(210px,1fr));gap:16px;margin:30px 0}
.seg-item{border:1px solid var(--line-2);border-radius:12px;padding:18px 20px;background:var(--white)}
.seg-item h4{font-weight:700;font-size:16px;margin:0 0 4px;color:var(--ink)}
.seg-item p{margin:0;font-size:13.5px;color:var(--ink-2);line-height:1.5}
.cta-row{display:flex;gap:12px;justify-content:center;flex-wrap:wrap;margin-top:0}
.cred-line{margin-top:22px;font-size:14px;color:var(--muted)}
.cred-line a{color:var(--green);text-decoration:underline;text-underline-offset:2px}
/* botão WhatsApp (verde do WhatsApp, em vez do escuro padrão) */
.btn-wa{background:#25D366;border-color:#25D366;color:#fff}
.btn-wa:hover{background:#1fae54;border-color:#1fae54;color:#fff}
.btn-wa svg{width:19px;height:19px;fill:#fff}
.btn-wa:hover svg{transform:none}


/* ---------- AJUSTES DE MOBILE (centralização e respiro) ---------- */
@media(max-width:600px){
  .wrap{padding:0 20px}
  .nav-inner{padding:18px 20px}
  .nav.scrolled .nav-inner{padding:12px 20px}
  .article .lead{font-size:18px}
  .article p,.article li{font-size:16px}
}
@media(max-width:520px){
  .sim-table{font-size:12px}
  .sim-table th,.sim-table td{padding:9px 7px}
  .seg-grid{grid-template-columns:1fr 1fr;gap:12px}
  .seg-item{padding:14px 16px}
}

/* ---------- CARROSSEL DE SEGURADORAS ---------- */
.logos-marquee{overflow:hidden;margin:26px 0 8px;
  -webkit-mask-image:linear-gradient(90deg,transparent,#000 7%,#000 93%,transparent);
  mask-image:linear-gradient(90deg,transparent,#000 7%,#000 93%,transparent)}
.logos-track{display:flex;gap:16px;width:max-content;animation:logoscroll 32s linear infinite}
.logos-marquee:hover .logos-track{animation-play-state:paused}
.logo-item{flex:0 0 auto;height:66px;min-width:155px;display:grid;place-items:center;
  background:var(--white);border:1px solid var(--line-2);border-radius:12px;padding:0 26px;
  font-weight:700;font-size:15px;color:var(--ink-2);letter-spacing:-.01em;white-space:nowrap}
.logo-item img{max-height:40px;width:auto}
@keyframes logoscroll{from{transform:translateX(0)}to{transform:translateX(-50%)}}
@media(prefers-reduced-motion:reduce){.logos-track{animation:none}}

.alfa-logo{height:90px;width:auto;margin:0 auto 16px;display:block}

/* ---------- COMPARAÇÃO COM A POUPANÇA (calculadora) ---------- */
.cmp-poup{margin-top:50px;padding-top:42px;border-top:1px solid var(--line)}
.cmp-cards{display:grid;grid-template-columns:1fr 1fr;gap:16px;max-width:640px;margin:0 auto}
.cmp-card{border:1px solid var(--line-2);border-radius:14px;padding:22px 20px;text-align:center;background:var(--white)}
.cmp-you{border-color:var(--green);background:var(--green-soft)}
.cmp-tag{display:block;font-family:var(--mono);font-size:12px;letter-spacing:.04em;text-transform:uppercase;color:var(--ink-2);margin-bottom:10px}
.cmp-val{font-weight:700;font-size:clamp(22px,3.4vw,30px);letter-spacing:-.02em;color:var(--ink)}
.cmp-you .cmp-val{color:var(--green)}
.cmp-diff{text-align:center;margin:20px auto 0;color:var(--ink-2);font-size:15.5px}
.cmp-diff strong{color:var(--green)}
.cmp-chart{margin:34px auto 0;max-width:720px}
.cmp-svg{width:100%;height:auto;display:block}
.cmp-svg .line-you{fill:none;stroke:var(--green);stroke-width:2.5;stroke-linejoin:round}
.cmp-svg .line-poup{fill:none;stroke:var(--ink-2);stroke-width:2.5;stroke-dasharray:5 4;stroke-linejoin:round}
.cmp-svg .grid{stroke:var(--line);stroke-width:1}
.cmp-svg .axis-lbl{fill:var(--muted);font-family:var(--mono);font-size:12px}
.cmp-legend{display:flex;gap:22px;justify-content:center;margin-top:14px;font-size:14px;color:var(--ink-2)}
.cmp-legend .dot{display:inline-block;width:12px;height:12px;border-radius:3px;margin-right:6px;vertical-align:middle}
.cmp-legend .dot-you{background:var(--green)}
.cmp-legend .dot-poup{background:var(--ink-2)}
@media(max-width:520px){.cmp-cards{grid-template-columns:1fr}}

/* ---------- TRANSIÇÃO SUAVE AO ABRIR A PÁGINA ---------- */
@keyframes pageFade{from{opacity:0}to{opacity:1}}
body{animation:pageFade 1.1s cubic-bezier(.22,.61,.36,1) both}
@media(prefers-reduced-motion:reduce){body{animation:none}}
